Ripple CEO Brad Garlinghouse confirmed in an exclusive interview that the company has no plans to go public in the foreseeable future — choosing to remain private despite a reported internal valuation exceeding $40 billion and intense interest from major institutional investors seeking secondary share purchases.
The decision comes amid Ripple’s strongest financial position in years: record payment volumes on RippleNet, surging adoption of RLUSD (its newly launched stablecoin), and a favorable regulatory environment following the full resolution of the SEC case. Sources close to the company indicate multiple investment banks have approached Ripple with IPO proposals that could value the firm at $50–$70 billion on public markets, while secondary trading platforms like Forge Global and EquityZen have seen aggressive bidding for employee and early investor shares at premiums pushing the valuation north of $40B.
Garlinghouse explained the rationale: “Going public introduces short-term pressures that can distract from our long-term mission of building the Internet of Value. Staying private gives us the flexibility to execute on cross-border payments, XRP Ledger innovation, and global expansion without quarterly noise.” He added that Ripple’s treasury — holding billions in XRP and cash — provides ample runway for acquisitions, R&D, and ecosystem grants.
The news triggered mixed reactions: XRP price dipped ~6% initially on hopes of an IPO liquidity event but quickly recovered as traders focused on fundamentals, with on-chain data showing continued accumulation by large holders. Many in the community praised the move as a sign of confidence, while others expressed disappointment over delayed retail access to Ripple equity.
The announcement dominated crypto conversations starting January 7, with screenshots of the interview, valuation comparisons to public fintechs like Coinbase, secondary share price charts, and “private but winning” memes flooding feeds. Analysts and XRP holders are debating whether staying private is the ultimate power move in this cycle.
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What’s your take — is Ripple staying private at a $40B+ valuation a smart strategic flex that prioritizes long-term vision, or are they missing a golden opportunity to reward early believers with a massive public listing? Drop your thoughts below 👇